Pre-paid Funeral Plans

Pre-paid funeral plans allow the advance planning of a funeral, whilst paying the costs in advance at today’s prices.

Why choose a funeral plan?

• Financial security
• Value for money
• Reduce the burden to the family
• Assurance that personal wishes are carried out

What is a funeral plan?

A funeral plan is a practical and useful way to pay in advance for the services provided by the funeral director, which are outlined in the plan. It allows you to plan ahead, pre-arrange your funeral and set aside the money that will be needed to pay for it. This might sound a bit clinical to some, but for many people, it is a reassuring way of helping to relieve worry and expense for your family, at a time when they are facing great sadness. People often tell us that they find planning ahead in this way gives them peace of mind and a feeling that they have prepared things in advance.

We don’t always like to think about our own funeral, but it can be very reassuring to know that it is mapped out and that the burden has been lifted from your family. When you arrange a funeral plan, you can choose from a number of options or packages, and have everything sorted before it is needed. Should the worst then happen, all that is needed is a phone call to your funeral director, and we will activate your plan, taking care of everything, just as you wished.

We allow as much flexibility as possible when designing your funeral plan, which is why we offer a number of options. We are happy to discuss your needs with you and to guide you towards your best option. Our funeral plans are available to everyone, including those under 50, and regardless of state of health.

Our funeral plan partners

Our chosen partner to provide funeral plans for you is Golden Charter, a long-established funeral plan specialist. We’ll discuss your requirements with you, help you to identify the plan that’s right for you, then they will prepare your finalised plan, so that it will be ready when you need it.

Financial planning with a funeral plan

The cost of funerals is rising. According to the SunLife Cost of Dying Report, published in 2020, the average cost of a funeral in 2010 was £2,857, but it has risen more than 55% since then. In 2019, the average cost was £4,417.10. Costs may rise again, so planning ahead now makes great financial sense.

The Independent Way Funeral Plan

Planning your own funeral arrangements might be a foreign thought at first, but it is gaining in popularity, thanks to the peace of mind and sense of control that it brings. You can be confident, with a Golden Charter Independent Way Funeral Plan, of receiving the fond farewell that you would have wanted, without putting pressure on your loved ones.

We’ll help you tailor your plan to your needs

At Hunnaball Family Funeral Group we’ve had many years of experience, caring for bereaved families and their loved ones. We understand everything that is needed to arrange a funeral, which makes us perfectly placed to help you to plan ahead. Over the years, we’ve happily helped to fulfil all sorts of requests, both traditional and more unusual; so we understand the importance of making your funeral individual to you and your family and friends.

We can guide you through deciding the type of funeral that you would prefer, ensuring that your wishes are recorded, including readings, music, or any individual touches that you would like.

Funeral costs covered by the plan:

Funeral Director’s services:

Your funeral director’s services are guaranteed to be covered by your funeral plan. These services will typically include the following:

  • The funeral director making the arrangements for the burial or cremation
  • Transportation of the deceased from place of death to the funeral director’s premises, chapel of rest or other suitable location
  • Care of the deceased and preparations for family viewing if desired
  • Advice on the certification and registration of death and related documentation
  • Vehicles for use at the funeral
  • Advice on bereavement counselling
  • Your chosen coffin or casket

Third-party costs:

Your plan will include a Disbursement contribution, which is a sum set aside for paying the costs of services provided by third parties. These are outside your funeral director’s control, but we build in an amount that will cover most or all of this, depending on circumstances at the time of need.

These will include the following:

  • Crematorium fee
  • Minister or celebrant’s fee
  • Doctor’s fee
  • Organist or soloist’s fees
  • Floral tributes
  • Newspaper announcements

We will pay these costs on your behalf at the time of the funeral and, should the final cost exceed the allowance included with your plan, we can invoice your family for any additional amounts. We will discuss this with your family when the time comes, so that there are no unpleasant shocks.

You can, if you wish, add to the Disbursement contribution. You may, for instance, wish to add on a memorial contribution towards a headstone for a burial. New burial plots should be purchased separately. We will be pleased to discuss all your options with you before you purchase a plan and tailor it to your requirements.

Funeral plans comparison

These plans offer you the flexibility to add additional funeral director charges such as a horse-drawn hearse or upgraded coffin.

Compare plans

Financial security

All monies paid towards a plan are placed in a fully protected trust fund or a life assurance policy.

Value for money

Having a plan provides protection against the rising costs of funerals and offers a range of ways to pay.

Reduce the burden on the family

You choose the funeral you want. Relieves the pressure at a stressful time for loved ones, as it eases your family of worries and uncertainty at a difficult time.

Assurance that personal wishes are carried out

We’ve learned that as no two people are the same, no two funerals are either. We’ll take the time to understand your wishes and tailor a plan to suit you exactly.

Funeral plans enquiry

To find out more about the benefits of a funeral plan, please click here and complete the form to receive more information from us.

Get in touch

Direct Cremation

Direct cremation is a simple, basic, dignified option for cremation without a funeral service or ceremony.

For details of this service, please view our dedicated page.

Find out more